If you’re researching physical therapy costs in Jacksonville Beach, FL, or surrounding areas, understanding pricing is essential for planning your care. Costs vary based on insurance coverage, treatment type, and clinic policies. Below, we break down everything you need to know—from insurance copays to self-pay options—so you can make an informed decision.
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Physical Therapy Costs With Insurance
Most health insurance plans, including Medicare, Blue Cross Blue Shield, and Aetna, cover physical therapy when deemed medically necessary. However, out-of-pocket expenses depend on your plan’s structure.
Typical Insurance Costs:
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Copayments: 55 per session (common with HMOs and PPOs).
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Coinsurance: 10% to 50% of the session fee after meeting your deductible.
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Deductibles: Must be met first (typically 1,250+ per year).
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Medicare Coverage: Original Medicare pays 30 per procedure, covering up to $2,040 annually with a physician’s referral.
Important Considerations:
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Some insurers require a doctor’s referral before approving PT coverage.
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Coverage limits may apply (e.g., 20 visits per year).
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We accept most major insurance plans—verify your coverage here.
Self-Pay Physical Therapy Costs (No Insurance)
For patients without insurance or those preferring direct payment, physical therapy costs in Jacksonville Beach typically range as follows:
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Standard PT Session: 150, depending on treatment complexity.
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Initial Evaluation: 225 (includes a comprehensive assessment and personalized plan).
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Post-Surgical or Injury-Specific PT: 200 per session.
Cost-Saving Options:
Many clinics, including ours, offer discounted multi-session packages for self-pay patients. Contact us for a tailored estimate.
In-Home Physical Therapy Costs
For patients who require mobile therapy services, in-home physical therapy is available at a higher rate due to travel and convenience factors:
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Average Cost: 150 per visit.
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Home Health Agencies: May provide lower-cost options for qualifying patients.
Additional Expenses to Consider
While clinic sessions cover professional care, some patients invest in at-home tools to support recovery, such as:
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Resistance bands, exercise balls, or recovery rollers (50).
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Braces, hot/cold packs, or mobility aids (100+).
How to Reduce Your Physical Therapy Costs
1. Verify Insurance Benefits: Ensure your plan covers PT and confirm copay amounts.
2. Ask About Discounts: Some clinics offer reduced rates for upfront or cash payments.
3. Bundle Sessions: Multi-visit packages often lower the per-session cost.
4. Explore Telehealth: Virtual follow-ups can be a cost-effective option for maintenance care.
Schedule Your Appointment Today
At Direct Orthopedic in Jacksonville Beach, we provide transparent pricing and work with patients to maximize affordability—whether through insurance, self-pay plans, or flexible scheduling.
Get Started Now:
Call 904-906-2986
